RBI Financial - Life Insurance, Disability Insurance, Individual Health Insurance, Group Health Insurance, Investments, College Planning, Retirement Planning
   
Individual Health Insurance
 
 
Rob Irving
In our country, health care is changing rapidly. More than half our citizens are now enrolled in some kind of managed care plan. We have selected these plans as an organized means of not only providing medical services, but also paying for them.

We hear references to terms like Preferred Provider Organization (PPOs), Health Maintenance Organizations (HMOs), and Point of Service (POS) plans. But what do these health insurance terms mean? What are the differences between them? How do we make the choice of one versus another?

One of the more popular types of individual coverage is known as Personal Comp. This type of policy provides the insured the maximum flexibility. Another less typical, yet potentially beneficial style of coverage is called the Medical Savings Account. This plan allows a different financial emphasis in payment of medical costs.

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rbi@rbifinancial.com